Remote Deposit Capture

Instantly convert paper check images into electronic bank deposits from your computer.

Check 21+ Point of Sale Conversion
The ideal solution for businesses accepting paper checks in a consumer present environment, using either a traditional hardware terminal or virtual terminal. Guarantee or non-guarantee funding options are available for this program.
Check 21+ Remote
Accept check payments in consumer-not-present environments, using either a hardware terminal or virtual terminal. Accept checks via mail or dropbox. Guarantee or non-guarantee options available.
Check 21+ Payroll
For cashing business and corporate payroll checks using either a terminal or web-based virtual terminal. Guarantee or non-guarantee options available.

Simple Payment Acceptance
Accept Checks through mail, dropbox or in person.
Avoid ACH Restrictions
Accept and process all checks drawn on U.S. banks without consumer authorization
Improve cashflow
Retrieve funds in just three days. (eight business days for Payroll Cashing).

All-in-one solution
Easily consolidate deposits from multiple locations
Fewer fees
Reduce banking fees and eliminate paper check handling costs
Easy payment retrieval
Funds electronically deposited into your existing bank account (no separate account required)

Simple Payment Acceptance
Accept Checks through mail, dropbox or in person.
Avoid ACH Restrictions
Accept and process all checks drawn on U.S. banks without consumer authorization
Improve cashflow
Retrieve funds in just three days. (eight business days for Payroll Cashing).

All-in-one solution
Easily consolidate deposits from multiple locations
Fewer fees
Reduce banking fees and eliminate paper check handling costs
Easy payment retrieval
Funds electronically deposited into your existing bank account (no separate account required)

Receive paper checks by mail, dropbox or in person.
Receive paper checks by mail, dropbox or in person.
Capture paper check image
Scan the paper check through an imager connected to a PC to capture an electronic image of the original paper document.
Transmit electronic bank deposit
Once transmitted, payment will be electronically debited from the customer’s checking account.
Receive payment through direct deposit
Once the transaction is cleared, the funds are electronically deposited into your business account within three business days.

Check 21+ gives non-traditional businesses the freedom to process check payments in a back office environment:

Benefits

Use Virtual Terminal from your PC Check 21+ Virtual Terminal enables merchants to process any type of check electronically through a PC.

Check 21+ Virtual Terminal enables merchants to process any type of check electronically through a PC.

Virtual Hardware
Process checks using a PC with an attached imager. Prints receipts through a PC printer or credit card printer.
Image Scanning
Utilizes scanned images of check to transfer funds from the checking account to the merchant’s bank account.
Web Based
No additional software required.
Secure Transactions
128-bit data encryption keeps transactions secure.
Online Reporting
Web based reporting provides full transaction tracking with many features. Reconcile billing, view statements, transaction history, fast access to batch detail and much more.
Compatible Equipment
An imager capable of scanning both sides of a check is required for Check Conversion with Check 21+ Virtual Terminal.

RDM ec7000 series – Serial / USB
MagTek Excella – USB
MagTek STX – USB
Panini I:Deal/ml:Deal USB
Panini Vision X – USB