Whether you own a retail store, restaurant, e-commerce site, or manufacture or distribute products, Envoy has you covered. While keeping you current on industry affairs such as PCI Compliance, EMV and Durbin, Envoy has the tools and relationships to serve all of your payments processing needs. With access to all of the major processing platforms, Envoy can deliver to you:

  • Next Day Funding as late as 11pm Eastern
  • American Express Full Acquiring
  • iPad Point of Sale
  • Full Suite of Virtual Terminals and Gateways
  • Mobile Payment Acceptance
  • Gift, Loyalty, and Marketing Programs
  • Business Loans and Cash Advance
  • Paper and Paperless Check Processing
  • Third-Party and Payroll Check Cashing
  • Chargeback Management Solutions
  • Robust Payroll Services
  • Level 2 and Level 3 Payments Processing
  • Ability to Integrate with Nearly Every Point of Sale
  • Online Account Access
  • International Merchant Accounts
  • High Risk placement

The Envoy Story

Not Tied Down To One Processor

We can work together depending on your needs and business profile to determine the best processing fit for your business.
Utilize the processor of your choice through Envoy Business Systems.

Solutions For All Business Types

We are specialists in working with your restaurant, retail, B2B, e-commerce, or mobile business to serve your needs.
Our technology includes best in class Point of Sale devices, Gateways, Virtual Terminals and Mobile Processing solutions.

Payment Types

Visa®, MasterCard®, American Express®, Discover® are funded at the same time and can be reconciled on one merchant statement.

Receive Payments Quickly

Automated deposit into your merchant bank account with funds from all card brands available as soon as the next business morning.

Online Account Management

Log in to a secure account to access your transaction history, statements, and more.

  • Fair Pricing
  • Interchange plus or flat rate pricing available for all accounts
  • All fees transparent and fully disclosed that

Technical Support

Expert customer service support via text message (SMS), email, telephone, and/or chat included.


All solutions Payment Card Industry (PCI) Data Security Standard compliant.

Fraud Prevention

Our payment processors are actively looking out for you everyday to minimize the chance of consumer fraud.


  • Subsidized payments processing equipment available
  • Subsidized point of sale conversion fees available
  • Previous processor early termination fee buyouts available
  • Month to Month agreement available
  • No personal guarantee available